MassHousing Increases Maximum Debt To Income Ratio to 50 Percent for Massachusetts Buyers


The MassHousing Loan Program just announced they've increased their maximum debt to income ratio to 50 percent for Massachusetts home buyers.


For buyers with debt to income ratios up to 50 percent, a minimum credit score of 680 is required with a 3% down payment.

With a 5% down payment the minimum credit score is 660.

With 20% down the minimum credit score is 640.

This change will allow more Massachusetts home buyers to qualify for this great loan program. MassHousing is sometimes better than FHA because it offers a "No PMI" program.


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